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Why Commercial Auto Insurance?
Your business relies on its vehicles to get the job done. Whether you own a single van or an entire fleet, commercial auto insurance ensures you’re protected from accidents, damages, and liability.
Customized Coverage
From delivery vans to construction trucks, every business has unique needs. At Western Alliance Agency, we tailor your policy to ensure all your vehicles and drivers are covered.
Keep Your Business Moving
Accidents happen, but with the right coverage, your operations won’t come to a halt. Western Alliance Agency has you covered every mile of the journey.
What Does Commercial Auto Insurance Cover?
Commercial auto insurance provides a variety of protections for your business vehicles. Here’s what’s typically included:
- Liability Coverage: Protects against damages or injuries caused by your vehicles.
- Physical Damage: Covers repairs or replacements if your vehicle is damaged in an accident.
- Comprehensive Coverage: Protects against theft, vandalism, or damage caused by weather events.
- Uninsured/Underinsured Motorist Coverage: Offers protection if you're in an accident with a driver who lacks sufficient insurance.
- Medical Payments: Covers medical expenses for your drivers and passengers after an accident.
Common Risks for Businesses with Vehicles
Operating business vehicles comes with unique challenges. Here are some of the most common risks:
- Accidents: Traffic incidents can lead to costly repairs, medical expenses, and liability claims.
- Theft: Commercial vehicles and their contents can be attractive targets for thieves.
- Weather Damage: Storms, hail, and floods can severely damage vehicles.
- Driver Error: Mistakes happen, and accidents caused by employee drivers are the business’s responsibility.
How Much Does Commercial Auto Insurance Cost?
The cost of commercial auto insurance depends on factors like the type of vehicles, number of vehicles, and how they’re used. Below is a breakdown of average costs:
| Vehicle Type | Average Annual Cost |
|---|---|
| Small Delivery Vans | $1,200 - $2,500 |
| Construction Trucks | $2,000 - $5,000 |
| Passenger Vehicles | $1,000 - $3,000 |
| Heavy Duty Trucks | $3,000 - $6,000 |
Why Choose Western Alliance Agency?
At Western Alliance Agency, we’re committed to keeping your business running smoothly. Here’s why businesses choose us for their commercial auto insurance needs:
Expert Guidance: Our experienced agents understand the risks businesses face and recommend the right coverage for you.
Comprehensive Policies: We offer tailored insurance solutions to ensure you’re covered no matter what happens.
Take the Next Step
Don’t let unexpected events disrupt your business. With Western Alliance Agency, you can trust that your vehicles and drivers are protected. Contact us today to learn more about how commercial auto insurance can safeguard your operations.
Call us at 307-333-5208 to get started with your customized commercial auto insurance policy.
Email us for more information and a free consultation on your coverage needs.