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Why Trucking Insurance Matters
From highways to backroads, trucking is the backbone of commerce. But every mile comes with risks. Trucking insurance safeguards your vehicles, cargo, and livelihood, ensuring you stay on the road no matter what.
Customized Coverage for Your Business
Whether you're an owner-operator or manage a large fleet, Western Alliance Agency offers trucking insurance policies tailored to your needs. Let us protect your business and give you peace of mind.
On the Road and Beyond
Trucking insurance isn't just about vehicles; it's about protecting your drivers, freight, and future. From accidents to breakdowns, we’ve got you covered every step of the way.
What Does Trucking Insurance Cover?
Trucking insurance includes a variety of coverage options designed to address the unique risks of the industry. Here are some key features:
- Liability Coverage: Protects you in case your truck causes injuries or property damage.
- Physical Damage Coverage: Covers repair or replacement costs for your truck in case of accidents or vandalism.
- Cargo Insurance: Safeguards the goods you're transporting from theft, damage, or loss.
- Non-Trucking Liability: Protects your truck during personal or non-business use.
- Motor Truck General Liability: Covers injuries or damages occurring on your business premises or during trucking operations.
Common Risks Faced by Trucking Companies
Trucking is a demanding industry, and it comes with unique risks. Here’s what you need to prepare for:
- Accidents: Long hours on the road increase the likelihood of collisions.
- Theft: Cargo and equipment are frequent targets for thieves.
- Weather Events: Rain, snow, and storms can disrupt operations and damage vehicles.
- Breakdowns: Mechanical failures can lead to delays and costly repairs.
How Much Does Trucking Insurance Cost?
The cost of trucking insurance varies based on factors like the type of truck, the distance traveled, and the value of the cargo. Below is an estimate of average annual costs:
| Coverage Type | Average Annual Cost |
|---|---|
| Liability Coverage | $5,000 - $12,000 |
| Physical Damage Coverage | $2,500 - $6,000 |
| Cargo Insurance | $400 - $2,000 |
| Non-Trucking Liability | $350 - $500 |
| Motor Truck General Liability | $500 - $1,000 |
Why Choose Western Alliance Agency for Trucking Insurance?
At Western Alliance Agency, we know how critical trucking is to our economy—and to your livelihood. Here's what makes us your best choice for trucking insurance:
Expert Guidance: Our team specializes in trucking insurance and can help you choose the right policy for your needs.
Comprehensive Coverage: We offer a range of policies to cover your trucks, drivers, and cargo.
Get Your Fleet Covered Today
Don’t let unexpected events derail your trucking business. Whether you operate a single truck or a full fleet, Western Alliance Agency is here to keep you moving forward. Contact us today to learn more about your options and protect what matters most.
Call us at 307-333-5208 to speak with an expert about your trucking insurance needs.
Email us to learn how we can help you customize the perfect trucking insurance policy.